Dave Huggett

Receiving an inheritance from abroad should be straightforward. Someone you cared about wanted you to have something — and the last thing you need, at an already difficult time, is to lose thousands of pounds in hidden fees and poor exchange rates while trying to bring that money home. Yet that’s exactly what happens to…

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If you’re a wealth manager, financial planner, or IFA, you spend significant time optimising your clients’ investment portfolios, tax efficiency, and long-term financial strategy. But when those same clients need to transfer £500,000 to buy a property in Spain, relocate their savings to France, or receive an inheritance from overseas — who’s looking after the currency…

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If you’re planning a large transfer from pounds to euros — whether for a property purchase, a relocation, or moving savings abroad — the question you’re probably asking is: should I transfer now, or wait? It’s the right question. On a £500,000 transfer, a 2% swing in GBP/EUR represents a difference of roughly €10,000. Timing matters.…

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If you need to transfer a large sum of money internationally — £100,000, £500,000, or more — you’re facing a decision that could cost or save you tens of thousands of pounds: should you use your bank, or a specialist FX provider? It’s a question most people never think to ask. Your bank feels safe. You’ve…

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Whether you’re buying a villa in the south of France, relocating your family to Dubai, or settling an overseas inheritance, transferring a large sum of money internationally is one of the most expensive financial transactions most people ever make — and one of the easiest to get wrong. If you’re moving £100,000 or more abroad,…

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This guide provides a comprehensive overview of buying property in Mallorca for cash-rich UK and international buyers. It covers Mallorca’s property market landscape, legal and regulatory considerations, tax implications for foreign buyers, the pros and cons of cash versus financing, foreign exchange (FX) strategies to optimize currency transfers, the key steps in the purchase process…

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For overseas buyers, the current combination of a weakened pound and London’s resilient prime market has created a rare buying opportunity. This article breaks down the real-world impact of currency shifts, buyer trends, and long-term fundamentals—so you can assess your timing and make an informed decision about acquiring property in one of the world’s most…

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Buying a home abroad can be life-changing — but getting it right means planning your finances, currency transfers, and paperwork with expert precision. This Lucid checklist guides you through each step, from choosing your destination and calculating your true budget to locking in exchange rates and avoiding legal or tax surprises. If you’re a UK…

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